Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

48104 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 48104 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 48104 Hub
Est. Total Monthly Cost
$4,578
P&I Payment$3,581
Taxes & Ins$834
Utilities$163
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 48104 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$682,783
Local Median: $682,783
$136,557 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,578

Monthly Breakdown

Principal & Interest
$3,581
Property Taxes
$698
Homeowners Ins.
$136
Utilities
$163

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$742,942

Local Housing Facts for ZIP Code 48104

  • ·Median home value: $682,783 (adjusted for current market conditions)
  • ·Est. property taxes: $8,377/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,630/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,956/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ANN ARBOR?

Based on the local median home value, estimated real estate property taxes in ANN ARBOR are around $8,377 per year.

What is the average home price in ANN ARBOR?

The median home value in ANN ARBOR is currently estimated at $682,783.

How much does homeowners insurance cost in ANN ARBOR?

For a median priced home, homeowners insurance in ANN ARBOR averages around $1,630 annually.

What is the true total cost of owning a home in ANN ARBOR?

True homeownership costs go beyond principal and interest. In ANN ARBOR, a typical homeowner with a median-priced home of $682,783 can expect to pay roughly $8,377/yr in property taxes, $1,630/yr for homeowners insurance, and $1,956/yr in energy utilities. That adds approximately $997 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.