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48128 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 48128 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,338
P&I Payment$1,632
Taxes & Ins$471
Utilities$235
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Mortgage Details

$308,615
Local Median: $308,615
$61,723 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,338

Monthly Breakdown

Principal & Interest
$1,632
Property Taxes
$415
Homeowners Ins.
$56
Utilities
$235

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$340,740

Local Housing Facts for ZIP Code 48128

  • ·Median home value: $308,615 (adjusted for current market conditions)
  • ·Est. property taxes: $4,978/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $669/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,816/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DEARBORN?

Based on the local median home value, estimated real estate property taxes in DEARBORN are around $4,978 per year.

What is the average home price in DEARBORN?

The median home value in DEARBORN is currently estimated at $308,615.

How much does homeowners insurance cost in DEARBORN?

For a median priced home, homeowners insurance in DEARBORN averages around $669 annually.

What is the true total cost of owning a home in DEARBORN?

True homeownership costs go beyond principal and interest. In DEARBORN, a typical homeowner with a median-priced home of $308,615 can expect to pay roughly $4,978/yr in property taxes, $669/yr for homeowners insurance, and $2,816/yr in energy utilities. That adds approximately $705 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.