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48178 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 48178 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,810
P&I Payment$2,124
Taxes & Ins$462
Utilities$224
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Mortgage Details

$405,157
Local Median: $405,157
$81,031 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,810

Monthly Breakdown

Principal & Interest
$2,124
Property Taxes
$359
Homeowners Ins.
$103
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$440,387

Local Housing Facts for ZIP Code 48178

  • ·Median home value: $405,157 (adjusted for current market conditions)
  • ·Est. property taxes: $4,307/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,234/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,690/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH LYON?

Based on the local median home value, estimated real estate property taxes in SOUTH LYON are around $4,307 per year.

What is the average home price in SOUTH LYON?

The median home value in SOUTH LYON is currently estimated at $405,157.

How much does homeowners insurance cost in SOUTH LYON?

For a median priced home, homeowners insurance in SOUTH LYON averages around $1,234 annually.

What is the true total cost of owning a home in SOUTH LYON?

True homeownership costs go beyond principal and interest. In SOUTH LYON, a typical homeowner with a median-priced home of $405,157 can expect to pay roughly $4,307/yr in property taxes, $1,234/yr for homeowners insurance, and $2,690/yr in energy utilities. That adds approximately $686 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.