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50158 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 50158 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,394
P&I Payment$885
Taxes & Ins$249
Utilities$260
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Mortgage Details

$164,390
Local Median: $164,390
$32,878 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,394

Monthly Breakdown

Principal & Interest
$885
Property Taxes
$190
Homeowners Ins.
$59
Utilities
$260

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$187,232

Local Housing Facts for ZIP Code 50158

  • ·Median home value: $164,390 (adjusted for current market conditions)
  • ·Est. property taxes: $2,283/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $702/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,121/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MARSHALLTOWN?

Based on the local median home value, estimated real estate property taxes in MARSHALLTOWN are around $2,283 per year.

What is the average home price in MARSHALLTOWN?

The median home value in MARSHALLTOWN is currently estimated at $164,390.

How much does homeowners insurance cost in MARSHALLTOWN?

For a median priced home, homeowners insurance in MARSHALLTOWN averages around $702 annually.

What is the true total cost of owning a home in MARSHALLTOWN?

True homeownership costs go beyond principal and interest. In MARSHALLTOWN, a typical homeowner with a median-priced home of $164,390 can expect to pay roughly $2,283/yr in property taxes, $702/yr for homeowners insurance, and $3,121/yr in energy utilities. That adds approximately $509 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.