Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

50273 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 50273 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 50273 Hub
Est. Total Monthly Cost
$1,846
P&I Payment$1,230
Taxes & Ins$349
Utilities$267
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 50273 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$231,263
Local Median: $231,263
$46,253 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,846

Monthly Breakdown

Principal & Interest
$1,230
Property Taxes
$285
Homeowners Ins.
$64
Utilities
$267

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$257,793

Local Housing Facts for ZIP Code 50273

  • ·Median home value: $231,263 (adjusted for current market conditions)
  • ·Est. property taxes: $3,414/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $773/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,205/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WINTERSET?

Based on the local median home value, estimated real estate property taxes in WINTERSET are around $3,414 per year.

What is the average home price in WINTERSET?

The median home value in WINTERSET is currently estimated at $231,263.

How much does homeowners insurance cost in WINTERSET?

For a median priced home, homeowners insurance in WINTERSET averages around $773 annually.

What is the true total cost of owning a home in WINTERSET?

True homeownership costs go beyond principal and interest. In WINTERSET, a typical homeowner with a median-priced home of $231,263 can expect to pay roughly $3,414/yr in property taxes, $773/yr for homeowners insurance, and $3,205/yr in energy utilities. That adds approximately $616 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.