Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

52586 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 52586 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 52586 Hub
Est. Total Monthly Cost
$1,351
P&I Payment$878
Taxes & Ins$204
Utilities$270
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 52586 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$165,269
Local Median: $165,269
$33,054 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,351

Monthly Breakdown

Principal & Interest
$878
Property Taxes
$142
Homeowners Ins.
$62
Utilities
$270

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$183,749

Local Housing Facts for ZIP Code 52586

  • ·Median home value: $165,269 (adjusted for current market conditions)
  • ·Est. property taxes: $1,699/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $745/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,238/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROSE HILL?

Based on the local median home value, estimated real estate property taxes in ROSE HILL are around $1,699 per year.

What is the average home price in ROSE HILL?

The median home value in ROSE HILL is currently estimated at $165,269.

How much does homeowners insurance cost in ROSE HILL?

For a median priced home, homeowners insurance in ROSE HILL averages around $745 annually.

What is the true total cost of owning a home in ROSE HILL?

True homeownership costs go beyond principal and interest. In ROSE HILL, a typical homeowner with a median-priced home of $165,269 can expect to pay roughly $1,699/yr in property taxes, $745/yr for homeowners insurance, and $3,238/yr in energy utilities. That adds approximately $474 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.