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52774 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 52774 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,546
P&I Payment$998
Taxes & Ins$208
Utilities$341
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Mortgage Details

$187,046
Local Median: $187,046
$37,409 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,546

Monthly Breakdown

Principal & Interest
$998
Property Taxes
$140
Homeowners Ins.
$68
Utilities
$341

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$209,589

Local Housing Facts for ZIP Code 52774

  • ·Median home value: $187,046 (adjusted for current market conditions)
  • ·Est. property taxes: $1,681/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $813/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,086/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WELTON?

Based on the local median home value, estimated real estate property taxes in WELTON are around $1,681 per year.

What is the average home price in WELTON?

The median home value in WELTON is currently estimated at $187,046.

How much does homeowners insurance cost in WELTON?

For a median priced home, homeowners insurance in WELTON averages around $813 annually.

What is the true total cost of owning a home in WELTON?

True homeownership costs go beyond principal and interest. In WELTON, a typical homeowner with a median-priced home of $187,046 can expect to pay roughly $1,681/yr in property taxes, $813/yr for homeowners insurance, and $4,086/yr in energy utilities. That adds approximately $548 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.