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54026 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 54026 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,583
P&I Payment$1,891
Taxes & Ins$426
Utilities$266

Mortgage Details

$358,314
Local Median: $358,314
$71,663 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,583

Monthly Breakdown

Principal & Interest
$1,891
Property Taxes
$307
Homeowners Ins.
$120
Utilities
$266

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$394,161

Local Housing Facts for ZIP Code 54026

  • ·Median home value: $358,314 (adjusted for current market conditions)
  • ·Est. property taxes: $3,679/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,434/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,195/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in STAR PRAIRIE?

Based on the local median home value, estimated real estate property taxes in STAR PRAIRIE are around $3,679 per year.

What is the average home price in STAR PRAIRIE?

The median home value in STAR PRAIRIE is currently estimated at $358,314.

How much does homeowners insurance cost in STAR PRAIRIE?

For a median priced home, homeowners insurance in STAR PRAIRIE averages around $1,434 annually.

What is the true total cost of owning a home in STAR PRAIRIE?

True homeownership costs go beyond principal and interest. In STAR PRAIRIE, a typical homeowner with a median-priced home of $358,314 can expect to pay roughly $3,679/yr in property taxes, $1,434/yr for homeowners insurance, and $3,195/yr in energy utilities. That adds approximately $692 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.