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54481 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 54481 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,677
P&I Payment$1,210
Taxes & Ins$326
Utilities$142
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Mortgage Details

$228,115
Local Median: $228,115
$45,623 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,677

Monthly Breakdown

Principal & Interest
$1,210
Property Taxes
$270
Homeowners Ins.
$55
Utilities
$142

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$253,093

Local Housing Facts for ZIP Code 54481

  • ·Median home value: $228,115 (adjusted for current market conditions)
  • ·Est. property taxes: $3,243/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $663/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,701/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in STEVENS POINT?

Based on the local median home value, estimated real estate property taxes in STEVENS POINT are around $3,243 per year.

What is the average home price in STEVENS POINT?

The median home value in STEVENS POINT is currently estimated at $228,115.

How much does homeowners insurance cost in STEVENS POINT?

For a median priced home, homeowners insurance in STEVENS POINT averages around $663 annually.

What is the true total cost of owning a home in STEVENS POINT?

True homeownership costs go beyond principal and interest. In STEVENS POINT, a typical homeowner with a median-priced home of $228,115 can expect to pay roughly $3,243/yr in property taxes, $663/yr for homeowners insurance, and $1,701/yr in energy utilities. That adds approximately $467 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.