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54482 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 54482 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,425
P&I Payment$1,853
Taxes & Ins$392
Utilities$180
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Mortgage Details

$349,698
Local Median: $349,698
$69,940 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,425

Monthly Breakdown

Principal & Interest
$1,853
Property Taxes
$320
Homeowners Ins.
$72
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$387,449

Local Housing Facts for ZIP Code 54482

  • ·Median home value: $349,698 (adjusted for current market conditions)
  • ·Est. property taxes: $3,842/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $859/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,156/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in STEVENS POINT?

Based on the local median home value, estimated real estate property taxes in STEVENS POINT are around $3,842 per year.

What is the average home price in STEVENS POINT?

The median home value in STEVENS POINT is currently estimated at $349,698.

How much does homeowners insurance cost in STEVENS POINT?

For a median priced home, homeowners insurance in STEVENS POINT averages around $859 annually.

What is the true total cost of owning a home in STEVENS POINT?

True homeownership costs go beyond principal and interest. In STEVENS POINT, a typical homeowner with a median-priced home of $349,698 can expect to pay roughly $3,842/yr in property taxes, $859/yr for homeowners insurance, and $2,156/yr in energy utilities. That adds approximately $571 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.