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55014 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55014 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,679
P&I Payment$2,035
Taxes & Ins$459
Utilities$186
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Mortgage Details

$385,922
Local Median: $385,922
$77,184 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,679

Monthly Breakdown

Principal & Interest
$2,035
Property Taxes
$319
Homeowners Ins.
$139
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$423,936

Local Housing Facts for ZIP Code 55014

  • ·Median home value: $385,922 (adjusted for current market conditions)
  • ·Est. property taxes: $3,830/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,672/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,226/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CIRCLE PINES?

Based on the local median home value, estimated real estate property taxes in CIRCLE PINES are around $3,830 per year.

What is the average home price in CIRCLE PINES?

The median home value in CIRCLE PINES is currently estimated at $385,922.

How much does homeowners insurance cost in CIRCLE PINES?

For a median priced home, homeowners insurance in CIRCLE PINES averages around $1,672 annually.

What is the true total cost of owning a home in CIRCLE PINES?

True homeownership costs go beyond principal and interest. In CIRCLE PINES, a typical homeowner with a median-priced home of $385,922 can expect to pay roughly $3,830/yr in property taxes, $1,672/yr for homeowners insurance, and $2,226/yr in energy utilities. That adds approximately $644 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.