Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

55128 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55128 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 55128 Hub
Est. Total Monthly Cost
$2,396
P&I Payment$1,748
Taxes & Ins$432
Utilities$215
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 55128 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$330,161
Local Median: $330,161
$66,032 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,396

Monthly Breakdown

Principal & Interest
$1,748
Property Taxes
$264
Homeowners Ins.
$168
Utilities
$215

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$365,102

Local Housing Facts for ZIP Code 55128

  • ·Median home value: $330,161 (adjusted for current market conditions)
  • ·Est. property taxes: $3,173/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,015/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,585/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAINT PAUL?

Based on the local median home value, estimated real estate property taxes in SAINT PAUL are around $3,173 per year.

What is the average home price in SAINT PAUL?

The median home value in SAINT PAUL is currently estimated at $330,161.

How much does homeowners insurance cost in SAINT PAUL?

For a median priced home, homeowners insurance in SAINT PAUL averages around $2,015 annually.

What is the true total cost of owning a home in SAINT PAUL?

True homeownership costs go beyond principal and interest. In SAINT PAUL, a typical homeowner with a median-priced home of $330,161 can expect to pay roughly $3,173/yr in property taxes, $2,015/yr for homeowners insurance, and $2,585/yr in energy utilities. That adds approximately $648 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.