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55305 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55305 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,329
P&I Payment$2,540
Taxes & Ins$618
Utilities$171
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Mortgage Details

$483,428
Local Median: $483,428
$96,686 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,329

Monthly Breakdown

Principal & Interest
$2,540
Property Taxes
$427
Homeowners Ins.
$191
Utilities
$171

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$527,789

Local Housing Facts for ZIP Code 55305

  • ·Median home value: $483,428 (adjusted for current market conditions)
  • ·Est. property taxes: $5,128/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,289/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,050/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HOPKINS?

Based on the local median home value, estimated real estate property taxes in HOPKINS are around $5,128 per year.

What is the average home price in HOPKINS?

The median home value in HOPKINS is currently estimated at $483,428.

How much does homeowners insurance cost in HOPKINS?

For a median priced home, homeowners insurance in HOPKINS averages around $2,289 annually.

What is the true total cost of owning a home in HOPKINS?

True homeownership costs go beyond principal and interest. In HOPKINS, a typical homeowner with a median-priced home of $483,428 can expect to pay roughly $5,128/yr in property taxes, $2,289/yr for homeowners insurance, and $2,050/yr in energy utilities. That adds approximately $789 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.