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55346 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55346 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,459
P&I Payment$2,638
Taxes & Ins$619
Utilities$201
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Mortgage Details

$500,994
Local Median: $500,994
$100,199 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,459

Monthly Breakdown

Principal & Interest
$2,638
Property Taxes
$426
Homeowners Ins.
$193
Utilities
$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$548,992

Local Housing Facts for ZIP Code 55346

  • ·Median home value: $500,994 (adjusted for current market conditions)
  • ·Est. property taxes: $5,112/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,321/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,412/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDEN PRAIRIE?

Based on the local median home value, estimated real estate property taxes in EDEN PRAIRIE are around $5,112 per year.

What is the average home price in EDEN PRAIRIE?

The median home value in EDEN PRAIRIE is currently estimated at $500,994.

How much does homeowners insurance cost in EDEN PRAIRIE?

For a median priced home, homeowners insurance in EDEN PRAIRIE averages around $2,321 annually.

What is the true total cost of owning a home in EDEN PRAIRIE?

True homeownership costs go beyond principal and interest. In EDEN PRAIRIE, a typical homeowner with a median-priced home of $500,994 can expect to pay roughly $5,112/yr in property taxes, $2,321/yr for homeowners insurance, and $2,412/yr in energy utilities. That adds approximately $820 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.