Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

55436 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55436 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 55436 Hub
Est. Total Monthly Cost
$4,393
P&I Payment$3,400
Taxes & Ins$800
Utilities$194
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 55436 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$649,358
Local Median: $649,358
$129,872 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,393

Monthly Breakdown

Principal & Interest
$3,400
Property Taxes
$556
Homeowners Ins.
$244
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$704,450

Local Housing Facts for ZIP Code 55436

  • ·Median home value: $649,358 (adjusted for current market conditions)
  • ·Est. property taxes: $6,669/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,926/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,326/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MINNEAPOLIS?

Based on the local median home value, estimated real estate property taxes in MINNEAPOLIS are around $6,669 per year.

What is the average home price in MINNEAPOLIS?

The median home value in MINNEAPOLIS is currently estimated at $649,358.

How much does homeowners insurance cost in MINNEAPOLIS?

For a median priced home, homeowners insurance in MINNEAPOLIS averages around $2,926 annually.

What is the true total cost of owning a home in MINNEAPOLIS?

True homeownership costs go beyond principal and interest. In MINNEAPOLIS, a typical homeowner with a median-priced home of $649,358 can expect to pay roughly $6,669/yr in property taxes, $2,926/yr for homeowners insurance, and $2,326/yr in energy utilities. That adds approximately $993 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.