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55746 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55746 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,121
P&I Payment$761
Taxes & Ins$129
Utilities$230
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Mortgage Details

$141,938
Local Median: $141,938
$28,388 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,121

Monthly Breakdown

Principal & Interest
$761
Property Taxes
$87
Homeowners Ins.
$42
Utilities
$230

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$160,530

Local Housing Facts for ZIP Code 55746

  • ·Median home value: $141,938 (adjusted for current market conditions)
  • ·Est. property taxes: $1,044/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $508/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,759/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HIBBING?

Based on the local median home value, estimated real estate property taxes in HIBBING are around $1,044 per year.

What is the average home price in HIBBING?

The median home value in HIBBING is currently estimated at $141,938.

How much does homeowners insurance cost in HIBBING?

For a median priced home, homeowners insurance in HIBBING averages around $508 annually.

What is the true total cost of owning a home in HIBBING?

True homeownership costs go beyond principal and interest. In HIBBING, a typical homeowner with a median-priced home of $141,938 can expect to pay roughly $1,044/yr in property taxes, $508/yr for homeowners insurance, and $2,759/yr in energy utilities. That adds approximately $359 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.