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55748 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55748 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,724
P&I Payment$1,285
Taxes & Ins$154
Utilities$284
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Mortgage Details

$243,622
Local Median: $243,622
$48,724 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,724

Monthly Breakdown

Principal & Interest
$1,285
Property Taxes
$107
Homeowners Ins.
$48
Utilities
$284

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$267,807

Local Housing Facts for ZIP Code 55748

  • ·Median home value: $243,622 (adjusted for current market conditions)
  • ·Est. property taxes: $1,279/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $573/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,413/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HILL CITY?

Based on the local median home value, estimated real estate property taxes in HILL CITY are around $1,279 per year.

What is the average home price in HILL CITY?

The median home value in HILL CITY is currently estimated at $243,622.

How much does homeowners insurance cost in HILL CITY?

For a median priced home, homeowners insurance in HILL CITY averages around $573 annually.

What is the true total cost of owning a home in HILL CITY?

True homeownership costs go beyond principal and interest. In HILL CITY, a typical homeowner with a median-priced home of $243,622 can expect to pay roughly $1,279/yr in property taxes, $573/yr for homeowners insurance, and $3,413/yr in energy utilities. That adds approximately $439 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.