Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

55792 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55792 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 55792 Hub
Est. Total Monthly Cost
$1,227
P&I Payment$815
Taxes & Ins$136
Utilities$276
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 55792 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$149,141
Local Median: $149,141
$29,828 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,227

Monthly Breakdown

Principal & Interest
$815
Property Taxes
$95
Homeowners Ins.
$41
Utilities
$276

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$173,933

Local Housing Facts for ZIP Code 55792

  • ·Median home value: $149,141 (adjusted for current market conditions)
  • ·Est. property taxes: $1,135/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $495/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,316/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VIRGINIA?

Based on the local median home value, estimated real estate property taxes in VIRGINIA are around $1,135 per year.

What is the average home price in VIRGINIA?

The median home value in VIRGINIA is currently estimated at $149,141.

How much does homeowners insurance cost in VIRGINIA?

For a median priced home, homeowners insurance in VIRGINIA averages around $495 annually.

What is the true total cost of owning a home in VIRGINIA?

True homeownership costs go beyond principal and interest. In VIRGINIA, a typical homeowner with a median-priced home of $149,141 can expect to pay roughly $1,135/yr in property taxes, $495/yr for homeowners insurance, and $3,316/yr in energy utilities. That adds approximately $412 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.