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55970 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55970 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,825
P&I Payment$1,277
Taxes & Ins$291
Utilities$257
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Mortgage Details

$240,716
Local Median: $240,716
$48,143 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,825

Monthly Breakdown

Principal & Interest
$1,277
Property Taxes
$162
Homeowners Ins.
$130
Utilities
$257

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$267,028

Local Housing Facts for ZIP Code 55970

  • ·Median home value: $240,716 (adjusted for current market conditions)
  • ·Est. property taxes: $1,942/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,554/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,081/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROSE CREEK?

Based on the local median home value, estimated real estate property taxes in ROSE CREEK are around $1,942 per year.

What is the average home price in ROSE CREEK?

The median home value in ROSE CREEK is currently estimated at $240,716.

How much does homeowners insurance cost in ROSE CREEK?

For a median priced home, homeowners insurance in ROSE CREEK averages around $1,554 annually.

What is the true total cost of owning a home in ROSE CREEK?

True homeownership costs go beyond principal and interest. In ROSE CREEK, a typical homeowner with a median-priced home of $240,716 can expect to pay roughly $1,942/yr in property taxes, $1,554/yr for homeowners insurance, and $3,081/yr in energy utilities. That adds approximately $548 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.