Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

55973 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 55973 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 55973 Hub
Est. Total Monthly Cost
$2,781
P&I Payment$2,066
Taxes & Ins$358
Utilities$357
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 55973 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$389,556
Local Median: $389,556
$77,911 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,781

Monthly Breakdown

Principal & Interest
$2,066
Property Taxes
$200
Homeowners Ins.
$158
Utilities
$357

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$432,137

Local Housing Facts for ZIP Code 55973

  • ·Median home value: $389,556 (adjusted for current market conditions)
  • ·Est. property taxes: $2,398/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,894/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,284/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SARGEANT?

Based on the local median home value, estimated real estate property taxes in SARGEANT are around $2,398 per year.

What is the average home price in SARGEANT?

The median home value in SARGEANT is currently estimated at $389,556.

How much does homeowners insurance cost in SARGEANT?

For a median priced home, homeowners insurance in SARGEANT averages around $1,894 annually.

What is the true total cost of owning a home in SARGEANT?

True homeownership costs go beyond principal and interest. In SARGEANT, a typical homeowner with a median-priced home of $389,556 can expect to pay roughly $2,398/yr in property taxes, $1,894/yr for homeowners insurance, and $4,284/yr in energy utilities. That adds approximately $715 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.