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Learn about the people, housing, costs and businesses in 57438
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 57438.
True all-in cost — P&I, taxes, insurance & utilities for homes in 57438.
Find and compare lenders active near 57438.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 57438.
Seismic risk and earthquake insurance estimates for 57438.
Wildfire exposure and insurance estimates for 57438.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 57438 is approximately 7.203% (7.251% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 57438The median home value in ZIP code 57438 is $148k. The median monthly rent is $771. Annual property taxes average $916. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $708/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 57438 is $58k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 57438 are agriculture and mining (32%) and construction (32%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.