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58054 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 58054 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,763
P&I Payment$1,267
Taxes & Ins$276
Utilities$220
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Mortgage Details

$237,564
Local Median: $237,564
$47,513 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,763

Monthly Breakdown

Principal & Interest
$1,267
Property Taxes
$182
Homeowners Ins.
$94
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$266,150

Local Housing Facts for ZIP Code 58054

  • ·Median home value: $237,564 (adjusted for current market conditions)
  • ·Est. property taxes: $2,182/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,126/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,637/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LISBON?

Based on the local median home value, estimated real estate property taxes in LISBON are around $2,182 per year.

What is the average home price in LISBON?

The median home value in LISBON is currently estimated at $237,564.

How much does homeowners insurance cost in LISBON?

For a median priced home, homeowners insurance in LISBON averages around $1,126 annually.

What is the true total cost of owning a home in LISBON?

True homeownership costs go beyond principal and interest. In LISBON, a typical homeowner with a median-priced home of $237,564 can expect to pay roughly $2,182/yr in property taxes, $1,126/yr for homeowners insurance, and $2,637/yr in energy utilities. That adds approximately $495 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.