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58201 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 58201 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,104
P&I Payment$1,547
Taxes & Ins$370
Utilities$187
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Mortgage Details

$292,451
Local Median: $292,451
$58,490 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,104

Monthly Breakdown

Principal & Interest
$1,547
Property Taxes
$283
Homeowners Ins.
$87
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$322,781

Local Housing Facts for ZIP Code 58201

  • ·Median home value: $292,451 (adjusted for current market conditions)
  • ·Est. property taxes: $3,397/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,048/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,239/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GRAND FORKS?

Based on the local median home value, estimated real estate property taxes in GRAND FORKS are around $3,397 per year.

What is the average home price in GRAND FORKS?

The median home value in GRAND FORKS is currently estimated at $292,451.

How much does homeowners insurance cost in GRAND FORKS?

For a median priced home, homeowners insurance in GRAND FORKS averages around $1,048 annually.

What is the true total cost of owning a home in GRAND FORKS?

True homeownership costs go beyond principal and interest. In GRAND FORKS, a typical homeowner with a median-priced home of $292,451 can expect to pay roughly $3,397/yr in property taxes, $1,048/yr for homeowners insurance, and $2,239/yr in energy utilities. That adds approximately $557 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.