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58227 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 58227 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,193
P&I Payment$740
Taxes & Ins$161
Utilities$292
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Mortgage Details

$139,173
Local Median: $139,173
$27,835 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,193

Monthly Breakdown

Principal & Interest
$740
Property Taxes
$93
Homeowners Ins.
$68
Utilities
$292

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$155,004

Local Housing Facts for ZIP Code 58227

  • ·Median home value: $139,173 (adjusted for current market conditions)
  • ·Est. property taxes: $1,120/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $810/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,509/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDINBURG?

Based on the local median home value, estimated real estate property taxes in EDINBURG are around $1,120 per year.

What is the average home price in EDINBURG?

The median home value in EDINBURG is currently estimated at $139,173.

How much does homeowners insurance cost in EDINBURG?

For a median priced home, homeowners insurance in EDINBURG averages around $810 annually.

What is the true total cost of owning a home in EDINBURG?

True homeownership costs go beyond principal and interest. In EDINBURG, a typical homeowner with a median-priced home of $139,173 can expect to pay roughly $1,120/yr in property taxes, $810/yr for homeowners insurance, and $3,509/yr in energy utilities. That adds approximately $453 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.