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58788 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 58788 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,351
P&I Payment$894
Taxes & Ins$142
Utilities$315
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Mortgage Details

$168,189
Local Median: $168,189
$33,638 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,351

Monthly Breakdown

Principal & Interest
$894
Property Taxes
$80
Homeowners Ins.
$62
Utilities
$315

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$187,321

Local Housing Facts for ZIP Code 58788

  • ·Median home value: $168,189 (adjusted for current market conditions)
  • ·Est. property taxes: $962/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $743/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,776/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TOWNER?

Based on the local median home value, estimated real estate property taxes in TOWNER are around $962 per year.

What is the average home price in TOWNER?

The median home value in TOWNER is currently estimated at $168,189.

How much does homeowners insurance cost in TOWNER?

For a median priced home, homeowners insurance in TOWNER averages around $743 annually.

What is the true total cost of owning a home in TOWNER?

True homeownership costs go beyond principal and interest. In TOWNER, a typical homeowner with a median-priced home of $168,189 can expect to pay roughly $962/yr in property taxes, $743/yr for homeowners insurance, and $3,776/yr in energy utilities. That adds approximately $457 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.