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58789 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 58789 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,341
P&I Payment$888
Taxes & Ins$138
Utilities$315
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Mortgage Details

$167,113
Local Median: $167,113
$33,423 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,341

Monthly Breakdown

Principal & Interest
$888
Property Taxes
$76
Homeowners Ins.
$62
Utilities
$315

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$186,122

Local Housing Facts for ZIP Code 58789

  • ·Median home value: $167,113 (adjusted for current market conditions)
  • ·Est. property taxes: $916/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $740/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,779/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in UPHAM?

Based on the local median home value, estimated real estate property taxes in UPHAM are around $916 per year.

What is the average home price in UPHAM?

The median home value in UPHAM is currently estimated at $167,113.

How much does homeowners insurance cost in UPHAM?

For a median priced home, homeowners insurance in UPHAM averages around $740 annually.

What is the true total cost of owning a home in UPHAM?

True homeownership costs go beyond principal and interest. In UPHAM, a typical homeowner with a median-priced home of $167,113 can expect to pay roughly $916/yr in property taxes, $740/yr for homeowners insurance, and $3,779/yr in energy utilities. That adds approximately $453 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.