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59026 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 59026 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,172
P&I Payment$2,580
Taxes & Ins$287
Utilities$305
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Mortgage Details

$488,067
Local Median: $488,067
$97,613 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,172

Monthly Breakdown

Principal & Interest
$2,580
Property Taxes
$156
Homeowners Ins.
$132
Utilities
$305

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$538,401

Local Housing Facts for ZIP Code 59026

  • ·Median home value: $488,067 (adjusted for current market conditions)
  • ·Est. property taxes: $1,866/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,582/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,660/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDGAR?

Based on the local median home value, estimated real estate property taxes in EDGAR are around $1,866 per year.

What is the average home price in EDGAR?

The median home value in EDGAR is currently estimated at $488,067.

How much does homeowners insurance cost in EDGAR?

For a median priced home, homeowners insurance in EDGAR averages around $1,582 annually.

What is the true total cost of owning a home in EDGAR?

True homeownership costs go beyond principal and interest. In EDGAR, a typical homeowner with a median-priced home of $488,067 can expect to pay roughly $1,866/yr in property taxes, $1,582/yr for homeowners insurance, and $3,660/yr in energy utilities. That adds approximately $592 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.