Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

60013 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 60013 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 60013 Hub
Est. Total Monthly Cost
$3,068
P&I Payment$2,053
Taxes & Ins$772
Utilities$244
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 60013 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$388,569
Local Median: $388,569
$77,714 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,068

Monthly Breakdown

Principal & Interest
$2,053
Property Taxes
$681
Homeowners Ins.
$91
Utilities
$244

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$428,117

Local Housing Facts for ZIP Code 60013

  • ·Median home value: $388,569 (adjusted for current market conditions)
  • ·Est. property taxes: $8,168/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,091/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,923/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CARY?

Based on the local median home value, estimated real estate property taxes in CARY are around $8,168 per year.

What is the average home price in CARY?

The median home value in CARY is currently estimated at $388,569.

How much does homeowners insurance cost in CARY?

For a median priced home, homeowners insurance in CARY averages around $1,091 annually.

What is the true total cost of owning a home in CARY?

True homeownership costs go beyond principal and interest. In CARY, a typical homeowner with a median-priced home of $388,569 can expect to pay roughly $8,168/yr in property taxes, $1,091/yr for homeowners insurance, and $2,923/yr in energy utilities. That adds approximately $1,015 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.