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Estimate your true cost of homeownership in ZIP Code 61013 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,938
P&I Payment$1,207
Taxes & Ins$453
Utilities$278
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Mortgage Details

$227,349
Local Median: $227,349
$45,470 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,938

Monthly Breakdown

Principal & Interest
$1,207
Property Taxes
$358
Homeowners Ins.
$95
Utilities
$278

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$252,815

Local Housing Facts for ZIP Code 61013

  • ·Median home value: $227,349 (adjusted for current market conditions)
  • ·Est. property taxes: $4,297/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,139/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,334/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CEDARVILLE?

Based on the local median home value, estimated real estate property taxes in CEDARVILLE are around $4,297 per year.

What is the average home price in CEDARVILLE?

The median home value in CEDARVILLE is currently estimated at $227,349.

How much does homeowners insurance cost in CEDARVILLE?

For a median priced home, homeowners insurance in CEDARVILLE averages around $1,139 annually.

What is the true total cost of owning a home in CEDARVILLE?

True homeownership costs go beyond principal and interest. In CEDARVILLE, a typical homeowner with a median-priced home of $227,349 can expect to pay roughly $4,297/yr in property taxes, $1,139/yr for homeowners insurance, and $3,334/yr in energy utilities. That adds approximately $731 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.