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61201 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 61201 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,184
P&I Payment$731
Taxes & Ins$290
Utilities$163
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Mortgage Details

$131,653
Local Median: $131,653
$26,331 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,184

Monthly Breakdown

Principal & Interest
$731
Property Taxes
$219
Homeowners Ins.
$71
Utilities
$163

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$157,977

Local Housing Facts for ZIP Code 61201

  • ·Median home value: $131,653 (adjusted for current market conditions)
  • ·Est. property taxes: $2,624/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $851/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,961/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROCK ISLAND?

Based on the local median home value, estimated real estate property taxes in ROCK ISLAND are around $2,624 per year.

What is the average home price in ROCK ISLAND?

The median home value in ROCK ISLAND is currently estimated at $131,653.

How much does homeowners insurance cost in ROCK ISLAND?

For a median priced home, homeowners insurance in ROCK ISLAND averages around $851 annually.

What is the true total cost of owning a home in ROCK ISLAND?

True homeownership costs go beyond principal and interest. In ROCK ISLAND, a typical homeowner with a median-priced home of $131,653 can expect to pay roughly $2,624/yr in property taxes, $851/yr for homeowners insurance, and $1,961/yr in energy utilities. That adds approximately $453 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.