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61273 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 61273 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,996
P&I Payment$1,305
Taxes & Ins$491
Utilities$201
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Mortgage Details

$245,223
Local Median: $245,223
$49,045 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,996

Monthly Breakdown

Principal & Interest
$1,305
Property Taxes
$359
Homeowners Ins.
$132
Utilities
$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$273,591

Local Housing Facts for ZIP Code 61273

  • ·Median home value: $245,223 (adjusted for current market conditions)
  • ·Est. property taxes: $4,307/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,580/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,411/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ORION?

Based on the local median home value, estimated real estate property taxes in ORION are around $4,307 per year.

What is the average home price in ORION?

The median home value in ORION is currently estimated at $245,223.

How much does homeowners insurance cost in ORION?

For a median priced home, homeowners insurance in ORION averages around $1,580 annually.

What is the true total cost of owning a home in ORION?

True homeownership costs go beyond principal and interest. In ORION, a typical homeowner with a median-priced home of $245,223 can expect to pay roughly $4,307/yr in property taxes, $1,580/yr for homeowners insurance, and $2,411/yr in energy utilities. That adds approximately $692 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.