Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

61327 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 61327 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 61327 Hub
Est. Total Monthly Cost
$2,068
P&I Payment$1,462
Taxes & Ins$335
Utilities$270
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 61327 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$274,884
Local Median: $274,884
$54,977 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,068

Monthly Breakdown

Principal & Interest
$1,462
Property Taxes
$242
Homeowners Ins.
$93
Utilities
$270

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$306,471

Local Housing Facts for ZIP Code 61327

  • ·Median home value: $274,884 (adjusted for current market conditions)
  • ·Est. property taxes: $2,905/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,116/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,244/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HENNEPIN?

Based on the local median home value, estimated real estate property taxes in HENNEPIN are around $2,905 per year.

What is the average home price in HENNEPIN?

The median home value in HENNEPIN is currently estimated at $274,884.

How much does homeowners insurance cost in HENNEPIN?

For a median priced home, homeowners insurance in HENNEPIN averages around $1,116 annually.

What is the true total cost of owning a home in HENNEPIN?

True homeownership costs go beyond principal and interest. In HENNEPIN, a typical homeowner with a median-priced home of $274,884 can expect to pay roughly $2,905/yr in property taxes, $1,116/yr for homeowners insurance, and $3,244/yr in energy utilities. That adds approximately $605 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.