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61349 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 61349 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,462
P&I Payment$865
Taxes & Ins$305
Utilities$292
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Mortgage Details

$162,689
Local Median: $162,689
$32,538 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,462

Monthly Breakdown

Principal & Interest
$865
Property Taxes
$223
Homeowners Ins.
$82
Utilities
$292

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$181,384

Local Housing Facts for ZIP Code 61349

  • ·Median home value: $162,689 (adjusted for current market conditions)
  • ·Est. property taxes: $2,674/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $988/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,499/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in OHIO?

Based on the local median home value, estimated real estate property taxes in OHIO are around $2,674 per year.

What is the average home price in OHIO?

The median home value in OHIO is currently estimated at $162,689.

How much does homeowners insurance cost in OHIO?

For a median priced home, homeowners insurance in OHIO averages around $988 annually.

What is the true total cost of owning a home in OHIO?

True homeownership costs go beyond principal and interest. In OHIO, a typical homeowner with a median-priced home of $162,689 can expect to pay roughly $2,674/yr in property taxes, $988/yr for homeowners insurance, and $3,499/yr in energy utilities. That adds approximately $597 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.