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61516 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 61516 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,435
P&I Payment$877
Taxes & Ins$288
Utilities$270
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Mortgage Details

$164,944
Local Median: $164,944
$32,989 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,435

Monthly Breakdown

Principal & Interest
$877
Property Taxes
$227
Homeowners Ins.
$61
Utilities
$270

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$183,898

Local Housing Facts for ZIP Code 61516

  • ·Median home value: $164,944 (adjusted for current market conditions)
  • ·Est. property taxes: $2,726/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $727/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,243/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BENSON?

Based on the local median home value, estimated real estate property taxes in BENSON are around $2,726 per year.

What is the average home price in BENSON?

The median home value in BENSON is currently estimated at $164,944.

How much does homeowners insurance cost in BENSON?

For a median priced home, homeowners insurance in BENSON averages around $727 annually.

What is the true total cost of owning a home in BENSON?

True homeownership costs go beyond principal and interest. In BENSON, a typical homeowner with a median-priced home of $164,944 can expect to pay roughly $2,726/yr in property taxes, $727/yr for homeowners insurance, and $3,243/yr in energy utilities. That adds approximately $558 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.