Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

62691 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 62691 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 62691 Hub
Est. Total Monthly Cost
$1,320
P&I Payment$773
Taxes & Ins$286
Utilities$260
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 62691 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$136,533
Local Median: $136,533
$27,307 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,320

Monthly Breakdown

Principal & Interest
$773
Property Taxes
$200
Homeowners Ins.
$86
Utilities
$260

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$169,089

Local Housing Facts for ZIP Code 62691

  • ·Median home value: $136,533 (adjusted for current market conditions)
  • ·Est. property taxes: $2,402/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,035/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,122/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VIRGINIA?

Based on the local median home value, estimated real estate property taxes in VIRGINIA are around $2,402 per year.

What is the average home price in VIRGINIA?

The median home value in VIRGINIA is currently estimated at $136,533.

How much does homeowners insurance cost in VIRGINIA?

For a median priced home, homeowners insurance in VIRGINIA averages around $1,035 annually.

What is the true total cost of owning a home in VIRGINIA?

True homeownership costs go beyond principal and interest. In VIRGINIA, a typical homeowner with a median-priced home of $136,533 can expect to pay roughly $2,402/yr in property taxes, $1,035/yr for homeowners insurance, and $3,122/yr in energy utilities. That adds approximately $547 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.