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62870 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 62870 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,212
P&I Payment$735
Taxes & Ins$216
Utilities$261
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Mortgage Details

$136,598
Local Median: $136,598
$27,320 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,212

Monthly Breakdown

Principal & Interest
$735
Property Taxes
$151
Homeowners Ins.
$65
Utilities
$261

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$155,419

Local Housing Facts for ZIP Code 62870

  • ·Median home value: $136,598 (adjusted for current market conditions)
  • ·Est. property taxes: $1,813/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $781/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,127/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ODIN?

Based on the local median home value, estimated real estate property taxes in ODIN are around $1,813 per year.

What is the average home price in ODIN?

The median home value in ODIN is currently estimated at $136,598.

How much does homeowners insurance cost in ODIN?

For a median priced home, homeowners insurance in ODIN averages around $781 annually.

What is the true total cost of owning a home in ODIN?

True homeownership costs go beyond principal and interest. In ODIN, a typical homeowner with a median-priced home of $136,598 can expect to pay roughly $1,813/yr in property taxes, $781/yr for homeowners insurance, and $3,127/yr in energy utilities. That adds approximately $477 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.