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64738 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 64738 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,579
P&I Payment$1,189
Taxes & Ins$171
Utilities$220
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Mortgage Details

$222,404
Local Median: $222,404
$44,481 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,579

Monthly Breakdown

Principal & Interest
$1,189
Property Taxes
$81
Homeowners Ins.
$90
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,199

Local Housing Facts for ZIP Code 64738

  • ·Median home value: $222,404 (adjusted for current market conditions)
  • ·Est. property taxes: $969/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,077/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,635/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLLINS?

Based on the local median home value, estimated real estate property taxes in COLLINS are around $969 per year.

What is the average home price in COLLINS?

The median home value in COLLINS is currently estimated at $222,404.

How much does homeowners insurance cost in COLLINS?

For a median priced home, homeowners insurance in COLLINS averages around $1,077 annually.

What is the true total cost of owning a home in COLLINS?

True homeownership costs go beyond principal and interest. In COLLINS, a typical homeowner with a median-priced home of $222,404 can expect to pay roughly $969/yr in property taxes, $1,077/yr for homeowners insurance, and $2,635/yr in energy utilities. That adds approximately $390 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.