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64742 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 64742 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,411
P&I Payment$1,875
Taxes & Ins$296
Utilities$240
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Mortgage Details

$350,723
Local Median: $350,723
$70,145 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,411

Monthly Breakdown

Principal & Interest
$1,875
Property Taxes
$152
Homeowners Ins.
$144
Utilities
$240

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$394,555

Local Housing Facts for ZIP Code 64742

  • ·Median home value: $350,723 (adjusted for current market conditions)
  • ·Est. property taxes: $1,821/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,731/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,881/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DREXEL?

Based on the local median home value, estimated real estate property taxes in DREXEL are around $1,821 per year.

What is the average home price in DREXEL?

The median home value in DREXEL is currently estimated at $350,723.

How much does homeowners insurance cost in DREXEL?

For a median priced home, homeowners insurance in DREXEL averages around $1,731 annually.

What is the true total cost of owning a home in DREXEL?

True homeownership costs go beyond principal and interest. In DREXEL, a typical homeowner with a median-priced home of $350,723 can expect to pay roughly $1,821/yr in property taxes, $1,731/yr for homeowners insurance, and $2,881/yr in energy utilities. That adds approximately $536 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.