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64744 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 64744 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,405
P&I Payment$961
Taxes & Ins$195
Utilities$249
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Mortgage Details

$177,690
Local Median: $177,690
$35,538 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,405

Monthly Breakdown

Principal & Interest
$961
Property Taxes
$92
Homeowners Ins.
$104
Utilities
$249

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$203,728

Local Housing Facts for ZIP Code 64744

  • ·Median home value: $177,690 (adjusted for current market conditions)
  • ·Est. property taxes: $1,099/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,242/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,993/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EL DORADO SPRINGS?

Based on the local median home value, estimated real estate property taxes in EL DORADO SPRINGS are around $1,099 per year.

What is the average home price in EL DORADO SPRINGS?

The median home value in EL DORADO SPRINGS is currently estimated at $177,690.

How much does homeowners insurance cost in EL DORADO SPRINGS?

For a median priced home, homeowners insurance in EL DORADO SPRINGS averages around $1,242 annually.

What is the true total cost of owning a home in EL DORADO SPRINGS?

True homeownership costs go beyond principal and interest. In EL DORADO SPRINGS, a typical homeowner with a median-priced home of $177,690 can expect to pay roughly $1,099/yr in property taxes, $1,242/yr for homeowners insurance, and $2,993/yr in energy utilities. That adds approximately $445 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.