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Cost of Living in ZIP 69131

Is it better to rent or buy in ZIP 69131? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$74,876
$877/mo

Median in area: $877

$140,152

Median in area: $140,152

$28,030

If you Rent

$1,155 /mo
Base Rent$877
Est. Utilities$278
% of Income18.5%
Pre-tax Residual$5,085

If you Buy

$1,268 /mo
P&I (7.033%)$748
Taxes & Ins$242
Est. Utilities$278
% of Income20.3%
Pre-tax Residual$4,971

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 69131?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 69131. The estimated all-in monthly cost for renting is $1,155, while owning a median-priced home with a 20% down payment is roughly $1,268 per month (a difference of $113).

How much do utilities cost in ZIP 69131?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 69131 is approximately $278. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 69131?

To comfortably afford the median rent and utilities in ZIP 69131 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,200 per year.