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72118 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 72118 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,219
P&I Payment$899
Taxes & Ins$160
Utilities$160
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Mortgage Details

$166,031
Local Median: $166,031
$33,206 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,219

Monthly Breakdown

Principal & Interest
$899
Property Taxes
$80
Homeowners Ins.
$80
Utilities
$160

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,974

Local Housing Facts for ZIP Code 72118

  • ·Median home value: $166,031 (adjusted for current market conditions)
  • ·Est. property taxes: $961/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $964/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,914/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in NORTH LITTLE ROCK?

Based on the local median home value, estimated real estate property taxes in NORTH LITTLE ROCK are around $961 per year.

What is the average home price in NORTH LITTLE ROCK?

The median home value in NORTH LITTLE ROCK is currently estimated at $166,031.

How much does homeowners insurance cost in NORTH LITTLE ROCK?

For a median priced home, homeowners insurance in NORTH LITTLE ROCK averages around $964 annually.

What is the true total cost of owning a home in NORTH LITTLE ROCK?

True homeownership costs go beyond principal and interest. In NORTH LITTLE ROCK, a typical homeowner with a median-priced home of $166,031 can expect to pay roughly $961/yr in property taxes, $964/yr for homeowners insurance, and $1,914/yr in energy utilities. That adds approximately $320 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.