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72211 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 72211 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,098
P&I Payment$1,616
Taxes & Ins$329
Utilities$153
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Mortgage Details

$304,750
Local Median: $304,750
$60,950 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,098

Monthly Breakdown

Principal & Interest
$1,616
Property Taxes
$214
Homeowners Ins.
$115
Utilities
$153

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$338,120

Local Housing Facts for ZIP Code 72211

  • ·Median home value: $304,750 (adjusted for current market conditions)
  • ·Est. property taxes: $2,564/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,380/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,840/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LITTLE ROCK?

Based on the local median home value, estimated real estate property taxes in LITTLE ROCK are around $2,564 per year.

What is the average home price in LITTLE ROCK?

The median home value in LITTLE ROCK is currently estimated at $304,750.

How much does homeowners insurance cost in LITTLE ROCK?

For a median priced home, homeowners insurance in LITTLE ROCK averages around $1,380 annually.

What is the true total cost of owning a home in LITTLE ROCK?

True homeownership costs go beyond principal and interest. In LITTLE ROCK, a typical homeowner with a median-priced home of $304,750 can expect to pay roughly $2,564/yr in property taxes, $1,380/yr for homeowners insurance, and $1,840/yr in energy utilities. That adds approximately $482 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.