Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

72221 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 72221 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 72221 Hub
Est. Total Monthly Cost
$1,665
P&I Payment$1,295
Taxes & Ins$235
Utilities$135
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 72221 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$243,800
Local Median: $243,800
$48,760 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,665

Monthly Breakdown

Principal & Interest
$1,295
Property Taxes
$141
Homeowners Ins.
$95
Utilities
$135

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$271,014

Local Housing Facts for ZIP Code 72221

  • ·Median home value: $243,800 (adjusted for current market conditions)
  • ·Est. property taxes: $1,686/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,135/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,623/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LITTLE ROCK?

Based on the local median home value, estimated real estate property taxes in LITTLE ROCK are around $1,686 per year.

What is the average home price in LITTLE ROCK?

The median home value in LITTLE ROCK is currently estimated at $243,800.

How much does homeowners insurance cost in LITTLE ROCK?

For a median priced home, homeowners insurance in LITTLE ROCK averages around $1,135 annually.

What is the true total cost of owning a home in LITTLE ROCK?

True homeownership costs go beyond principal and interest. In LITTLE ROCK, a typical homeowner with a median-priced home of $243,800 can expect to pay roughly $1,686/yr in property taxes, $1,135/yr for homeowners insurance, and $1,623/yr in energy utilities. That adds approximately $370 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.