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72227 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 72227 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,148
P&I Payment$1,677
Taxes & Ins$300
Utilities$172
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Mortgage Details

$315,881
Local Median: $315,881
$63,176 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,148

Monthly Breakdown

Principal & Interest
$1,677
Property Taxes
$180
Homeowners Ins.
$119
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$350,836

Local Housing Facts for ZIP Code 72227

  • ·Median home value: $315,881 (adjusted for current market conditions)
  • ·Est. property taxes: $2,164/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,432/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,060/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LITTLE ROCK?

Based on the local median home value, estimated real estate property taxes in LITTLE ROCK are around $2,164 per year.

What is the average home price in LITTLE ROCK?

The median home value in LITTLE ROCK is currently estimated at $315,881.

How much does homeowners insurance cost in LITTLE ROCK?

For a median priced home, homeowners insurance in LITTLE ROCK averages around $1,432 annually.

What is the true total cost of owning a home in LITTLE ROCK?

True homeownership costs go beyond principal and interest. In LITTLE ROCK, a typical homeowner with a median-priced home of $315,881 can expect to pay roughly $2,164/yr in property taxes, $1,432/yr for homeowners insurance, and $2,060/yr in energy utilities. That adds approximately $471 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.