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74023 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74023 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,394
P&I Payment$955
Taxes & Ins$203
Utilities$236
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Mortgage Details

$178,379
Local Median: $178,379
$35,676 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,394

Monthly Breakdown

Principal & Interest
$955
Property Taxes
$87
Homeowners Ins.
$116
Utilities
$236

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$201,156

Local Housing Facts for ZIP Code 74023

  • ·Median home value: $178,379 (adjusted for current market conditions)
  • ·Est. property taxes: $1,039/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,397/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,832/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CUSHING?

Based on the local median home value, estimated real estate property taxes in CUSHING are around $1,039 per year.

What is the average home price in CUSHING?

The median home value in CUSHING is currently estimated at $178,379.

How much does homeowners insurance cost in CUSHING?

For a median priced home, homeowners insurance in CUSHING averages around $1,397 annually.

What is the true total cost of owning a home in CUSHING?

True homeownership costs go beyond principal and interest. In CUSHING, a typical homeowner with a median-priced home of $178,379 can expect to pay roughly $1,039/yr in property taxes, $1,397/yr for homeowners insurance, and $2,832/yr in energy utilities. That adds approximately $439 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.