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74027 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74027 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,751
P&I Payment$1,220
Taxes & Ins$304
Utilities$226
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Mortgage Details

$231,797
Local Median: $231,797
$46,359 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,751

Monthly Breakdown

Principal & Interest
$1,220
Property Taxes
$93
Homeowners Ins.
$211
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$253,870

Local Housing Facts for ZIP Code 74027

  • ·Median home value: $231,797 (adjusted for current market conditions)
  • ·Est. property taxes: $1,119/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,533/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,715/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DELAWARE?

Based on the local median home value, estimated real estate property taxes in DELAWARE are around $1,119 per year.

What is the average home price in DELAWARE?

The median home value in DELAWARE is currently estimated at $231,797.

How much does homeowners insurance cost in DELAWARE?

For a median priced home, homeowners insurance in DELAWARE averages around $2,533 annually.

What is the true total cost of owning a home in DELAWARE?

True homeownership costs go beyond principal and interest. In DELAWARE, a typical homeowner with a median-priced home of $231,797 can expect to pay roughly $1,119/yr in property taxes, $2,533/yr for homeowners insurance, and $2,715/yr in energy utilities. That adds approximately $531 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.