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74131 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74131 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,487
P&I Payment$1,047
Taxes & Ins$228
Utilities$212
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Mortgage Details

$197,627
Local Median: $197,627
$39,525 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,487

Monthly Breakdown

Principal & Interest
$1,047
Property Taxes
$116
Homeowners Ins.
$112
Utilities
$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$218,771

Local Housing Facts for ZIP Code 74131

  • ·Median home value: $197,627 (adjusted for current market conditions)
  • ·Est. property taxes: $1,394/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,347/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,543/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TULSA?

Based on the local median home value, estimated real estate property taxes in TULSA are around $1,394 per year.

What is the average home price in TULSA?

The median home value in TULSA is currently estimated at $197,627.

How much does homeowners insurance cost in TULSA?

For a median priced home, homeowners insurance in TULSA averages around $1,347 annually.

What is the true total cost of owning a home in TULSA?

True homeownership costs go beyond principal and interest. In TULSA, a typical homeowner with a median-priced home of $197,627 can expect to pay roughly $1,394/yr in property taxes, $1,347/yr for homeowners insurance, and $2,543/yr in energy utilities. That adds approximately $440 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.