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74134 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74134 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,919
P&I Payment$1,446
Taxes & Ins$278
Utilities$195
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Mortgage Details

$272,276
Local Median: $272,276
$54,455 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,919

Monthly Breakdown

Principal & Interest
$1,446
Property Taxes
$206
Homeowners Ins.
$72
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$302,879

Local Housing Facts for ZIP Code 74134

  • ·Median home value: $272,276 (adjusted for current market conditions)
  • ·Est. property taxes: $2,475/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $865/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,334/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TULSA?

Based on the local median home value, estimated real estate property taxes in TULSA are around $2,475 per year.

What is the average home price in TULSA?

The median home value in TULSA is currently estimated at $272,276.

How much does homeowners insurance cost in TULSA?

For a median priced home, homeowners insurance in TULSA averages around $865 annually.

What is the true total cost of owning a home in TULSA?

True homeownership costs go beyond principal and interest. In TULSA, a typical homeowner with a median-priced home of $272,276 can expect to pay roughly $2,475/yr in property taxes, $865/yr for homeowners insurance, and $2,334/yr in energy utilities. That adds approximately $473 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.