Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

74137 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74137 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 74137 Hub
Est. Total Monthly Cost
$3,204
P&I Payment$2,496
Taxes & Ins$501
Utilities$207
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 74137 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$475,174
Local Median: $475,174
$95,035 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,204

Monthly Breakdown

Principal & Interest
$2,496
Property Taxes
$394
Homeowners Ins.
$107
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$518,503

Local Housing Facts for ZIP Code 74137

  • ·Median home value: $475,174 (adjusted for current market conditions)
  • ·Est. property taxes: $4,727/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,280/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,486/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TULSA?

Based on the local median home value, estimated real estate property taxes in TULSA are around $4,727 per year.

What is the average home price in TULSA?

The median home value in TULSA is currently estimated at $475,174.

How much does homeowners insurance cost in TULSA?

For a median priced home, homeowners insurance in TULSA averages around $1,280 annually.

What is the true total cost of owning a home in TULSA?

True homeownership costs go beyond principal and interest. In TULSA, a typical homeowner with a median-priced home of $475,174 can expect to pay roughly $4,727/yr in property taxes, $1,280/yr for homeowners insurance, and $2,486/yr in energy utilities. That adds approximately $708 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.