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74146 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 74146 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,326
P&I Payment$975
Taxes & Ins$188
Utilities$163
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Mortgage Details

$182,105
Local Median: $182,105
$36,421 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,326

Monthly Breakdown

Principal & Interest
$975
Property Taxes
$131
Homeowners Ins.
$57
Utilities
$163

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$205,358

Local Housing Facts for ZIP Code 74146

  • ·Median home value: $182,105 (adjusted for current market conditions)
  • ·Est. property taxes: $1,576/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $678/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,959/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TULSA?

Based on the local median home value, estimated real estate property taxes in TULSA are around $1,576 per year.

What is the average home price in TULSA?

The median home value in TULSA is currently estimated at $182,105.

How much does homeowners insurance cost in TULSA?

For a median priced home, homeowners insurance in TULSA averages around $678 annually.

What is the true total cost of owning a home in TULSA?

True homeownership costs go beyond principal and interest. In TULSA, a typical homeowner with a median-priced home of $182,105 can expect to pay roughly $1,576/yr in property taxes, $678/yr for homeowners insurance, and $1,959/yr in energy utilities. That adds approximately $351 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.